GLOBAL PAYMASTER TERMS & SETTLEMENT SERVICES AGREEMENT
Effective Date: January 14, 2008
Last Updated: January 1, 2026
Welcome to www.ChristianRomero.com (the Website).
These Global Paymaster Terms & Settlement Services Agreement (Terms or Agreement) govern the use of this Website and the services provided by Christian A. Romero (Christian A. Romero, Global Paymaster, we, our, or us).
By accessing the Website, engaging services, or transmitting funds to accounts administered by Christian A. Romero, you (Client, User, or you) agree to comply with and be bound by these Terms.
If you do not agree with these Terms, please discontinue use of the Website and services.
1. Acceptance of Terms
By accessing the Website or engaging services provided by Christian A. Romero, you acknowledge that you have read, understood, and agree to be bound by these Terms, together with any additional agreements governing specific transactions.
2. Eligibility
You must be at least 18 years old or the legal age of majority in your jurisdiction to use this Website or engage services.
By using the Website or engaging services, you represent that you meet these eligibility requirements.
3. Professional Services
Christian A. Romero provides professional services including but not limited to:
consulting services
psychology-based strategic consulting
business advisory services
settlement administration services
global paymaster services and financial coordination
Following onboarding and receipt of retainer funds, an outline of services may be sent to the clients email documenting the agreed-upon scope of services.
Consulting Fees
Christian A. Romeros consulting fee is $3,500 per hour, billed in 15-minute increments during regular business hours:
Monday Friday
9:00 AM 5:00 PM PST (Los Angeles time zone)
Additional charges:
50% surcharge for weekday consultations outside
normal hours
100% surcharge for services performed on Saturdays and Sundays
3A. Paymaster Services and Administrative Fees
In connection with certain transactions, Christian A. Romero may act as Global Paymaster or settlement administrator responsible for the receipt, compliance coordination, and distribution of funds.
Services may include:
receipt of transaction proceeds
coordination with financial institutions
verification of cleared funds
settlement administration
distribution of proceeds
3B. Paymaster Fee Notice
Where funds are transmitted to Capital One, N.A. accounts designated for settlement administration by Christian A. Romero, a Paymaster administrative fee equal to two point nine percent (2.9%) of the total funds received, or Two Hundred Fifty Thousand United States Dollars (USD $250,000), whichever is greater, shall apply.
This fee shall:
be deemed earned upon receipt of cleared funds
be automatically deducted from incoming funds
apply prior to the distribution of any proceeds
Clients acknowledge that the Paymaster administrative fee is a settlement administration fee and is separate from consulting or advisory fees.
3C. Client Responsibility for Fees
By transmitting funds to settlement accounts administered by Christian A. Romero, the client agrees that:
the 2.9% Paymaster administrative fee applies
the fee may be deducted directly from incoming funds
the fee has priority over any commissions or distributions
Once assessed and deducted, such fees are final and non-refundable, except where required by applicable law.
3D. Settlement Authorization
Clients authorize Christian A. Romero, acting as Paymaster, to:
receive transaction proceeds
coordinate compliance verification
deduct administrative fees
execute settlement instructions
distribute funds in accordance with applicable agreements
Such settlement authority becomes irrevocable upon confirmation of cleared funds.
3E. Non-Disparagement and Non-Interference
Clients agree not to make false, defamatory, or disparaging statements concerning Christian A. Romero or his affiliates.
Clients further agree not to interfere with banking relationships, settlement administration, or financial institutions associated with services provided under these Terms.
Any attempt to disrupt settlement administration or banking operations constitutes a material breach of these Terms.
3F. No Fiduciary Relationship
Christian A. Romero provides services in a consulting and administrative capacity only.
Nothing in these Terms creates a:
fiduciary relationship
investment advisory relationship
brokerage relationship
partnership or joint venture
Clients remain solely responsible for their financial decisions and investments.
3G. Client Cooperation and Compliance
Clients agree to cooperate with all reasonable compliance and due diligence procedures, including KYC and AML verification.
Clients may be required to provide documentation including:
government identification
corporate documentation
beneficial ownership information
source-of-funds verification
Failure to provide required documentation may result in delays, suspension, or termination of services.
3H. Protection of Banking Relationships
Clients acknowledge that the banking relationships maintained by Christian A. Romero are essential to the provision of settlement services.
Clients shall not engage in conduct intended to disrupt or interfere with banking institutions associated with Christian A. Romero.
Attempts to interfere with banking relationships shall constitute a material breach of these Terms.
3I. Transaction Acceptance and Refusal Rights
Christian A. Romero reserves the right, at his sole discretion, to:
accept or decline transactions
suspend or terminate engagements
refuse services where compliance concerns arise
Transactions may be declined due to:
regulatory considerations
compliance risks
insufficient documentation
banking restrictions
reputational risk
3J. Force Majeure and Banking Interruptions
Christian A. Romero shall not be liable for delays or disruptions caused by events beyond his control, including:
banking system failures
regulatory actions
sanctions or compliance reviews
cyber incidents or network outages
payment rail interruptions
natural disasters or civil unrest
Banks and financial institutions operate independently, and Christian A. Romero cannot control their internal compliance decisions.
4. Risk Disclosure
All financial transactions involve risk.
Funds placed with Christian A. Romero in connection with settlement administration or financial coordination may incur losses, including the potential loss of principal.
Past performance does not guarantee future results.
For transparency and compliance purposes, all conversations with Christian A. Romero may be recorded.
5. Intellectual Property
All Website content including text, graphics, logos, images, and software is the property of Christian A. Romero and protected by intellectual property laws.
Unauthorized reproduction is prohibited.
6. Third-Party Services
The Website may contain links to third-party websites.
Christian A. Romero is not responsible for third-party content or services.
7. Disclaimer of Warranties
The Website and services are provided as is and as available.
No warranties are made regarding:
uninterrupted service
accuracy of information
correction of defects
All warranties are disclaimed to the fullest extent permitted by law.
8. Limitation of Liability
Christian A. Romero shall not be liable for damages arising from use of the Website or services, including:
loss of profits
financial losses
business interruptions
unauthorized access
Your sole remedy is to discontinue use of the Website.
9. Indemnification
You agree to indemnify and hold harmless Christian A. Romero and his affiliates from claims arising from:
violation of these Terms
misuse of services
infringement of third-party rights
10. Termination
Services may be suspended or terminated if these Terms are violated.
11. Modifications to Terms
These Terms may be updated periodically.
Continued use of the Website constitutes acceptance of updated Terms.
12. Governing Law
These Terms are governed by the laws of the State of California.
Disputes shall be resolved in courts located in Sacramento County, California.
13. Contact Information
Christian A. Romero
333 University Ave., Suite 200
Sacramento, CA 95825
United States
yoATchristianromeroDOTcom
(To avoid spam, please replace AT with @ and DOT with ., then remove
any spaces to obtain the correct email address.)